Gathering data

Heavy Finance Review

Heavy Finance Statistics

  • Business name: Heavy Finance
  • Legal name: UAB Heavy Finance
  • Jurisdiction: Lithuania
  • Type: Crowdfunding
  • Average score:
    4.5 / 5
Promised annual return

11.8 %

Sneakypeer scoring




Secondary Info
  • Total invested: €18.2M
  • Buyback guarantee: No
  • Secondary market: Yes
  • Licensed: Yes
Loan Types
Business loans
Agricultural loans

Heavy Finance Description

Board & Team

The platform provides full information about the management team on their web page such as their academic and professional backgrounds. The Heavy Finance team is made of experienced professionals who have been working in this industry for several years. For instance, the CEO Laimonas Noreika was founder and CEO of, a P2P lending platform. The team is also coming from academic backgrounds related to the industry.


Heavy Finance is a Lithuanian licenced and supervised crowdfunding platform, offering an average 11.8% return on investments. The platform provides auto-investment, secondary market and withdrawal options that can make investing much easier. There is information about the team and audited annual reports.

General Information

Heavy Finance, a Lithuanian crowdfunding platform, was founded in 2020. To date, more than EUR 18 million have been invested into different projects through the platform. The platform is supervised by government authority and an Investment Brokerage/ Crowdfunding licence. Heavy Finance operates as a marketplace for investing into businesses in farming, forestry and infrastructure.

Platform’s Score and Uniqueness

Heavy Finance offers features such as an auto-investment tool and a secondary market and however there is no buyback guarantee. Most of the loans are collateralized and secured by heavy machinery which is of high liquidity. The investment can be diversified and the average return is 11.8%, which is above average market return. The promised return is justified on their web page.  The platform provides historical loan books. The platform statistics are regularly updated on their web site. he platform’s

Financial Analysis

Heavy Finance publishes audited annual reports on their web page. Financial figures-annual reports- show the financial health of the platform and how financially stable the platform is. The company also raised $1 million from VC funds in December 2021.

Heavy Finance Financials

Financial ratios

Debt to equity:
Quick ratio:
Return on assets:


Intangible assets
Fixed assets
Long term investments
Short term investments


Long term debt
Short term debt