Gathering data

Kuflink Review

Kuflink Statistics

GB
  • Business name: Kuflink
  • Legal name: Kuflink Limited
  • Jurisdiction: United Kingdom
  • Type: P2P platform
  • Average score:
    0 / 5
Promised annual return

7.2 %

Sneakypeer scoring

5.9

Transparency

73%

Secondary Info
  • Total invested: €148.3M
  • Buyback guarantee: No
  • Secondary market: Yes
  • Licensed: Yes
Loan Types
Real estate loans
Main loan type

Kuflink Description

General Information

Kuflink is a UK based P2P lending platform that was founded in 2016-as the platform mentions on their web page, “Kuflink’s peer-to-peer platform is unveiled in 2016.” . The platform is supervised by government authority and has an investment brokerage licence. The platform offers one loan type, which is real estate loans. To date, more than Pounds 138 million has been invested through the platform. 

Board & Team

Kuflink publishes information about its executives and directors. Executives and Directors of the platform are experienced professionals in the property and financial industries with strong academic backgrounds, which makes investing through the platform more reliable.

Financial Analysis

The platform does not publish its annual reports and historical loan books. There are only statistical numbers available on their web page. Publishing annual reports and historical loan books help investors to do risk analysis and make sound decisions, and also bring transparency to the platform. However, the platform’s latest annual report-2019- can be found on the official sources. From the latest financial statements of Kuflink, it can be said that the platform had good liquidity.

Platform’s Score and Uniqueness

Kuflink offers secondary market and autoinvest features to investors. However, the withdrawal option is not available. There is no buyback guarantee, but there is collateral to the payment of loans-the LTV is below average. The promised return is 7% per year, which is below the market average return and not justified on their webpage. Investing through the platform is not free-there is an investment commission.

Conclusion

Kuflink, a UK P2P lending platform with the promised return of 7% annually was founded in 2016. Kuflink’s team is made of experienced professionals in the property and financial sectors. The team’s experience brings transparency and trust to the platform. Because investors can be sure that they are investing in the projects that are approved by experts. Autoinvest and secondary market options are available through the platform and there is collateral to the payment of loans. Kuflink does not publish its annual reports and historical loan books, but shares statistical figures. However, the latest annual report is available on the official sources, and it can be said that the platform had good liquidity in 2019.