Gathering data

Raizers Review

Raizers Statistics

FR
  • Business name: Raizers
  • Legal name: Raizers SA
  • Jurisdiction: France
  • Type: Crowdfunding
  • Average score:
    5 / 5
Promised annual return

10.0 %

Sneakypeer scoring

7.0

Transparency

63%

Secondary Info
  • Total invested: €210M
  • Buyback guarantee: No
  • Secondary market: No
  • Licensed: Yes
Loan Types
Real estate loans

Raizers Description

Board & Team

Raizers publishes information about its owners and team members. Co-Founders are experienced professionals in real estate and financial industries with strong academic backgrounds, which makes investing through the platform more reliable. Other team members have related academic and professional experiences related to the industry as well.

Platform’s Score and Uniqueness

Raizers offers withdrawal and autoinvest options, but not the secondary market. The projects are offered with personal guarantees and collateral to the payment of loans depending on the loan type. The promised return is 10% on average with the investment diversification opportunity. The promised return is below the market average return. Investing through Raizers is free of charge. 

General Information

Raizers is a French crowdfunding platform, which was founded in 2014. Raizers is supervised by government authority and also has an investment brokerage/crowdfunding licence. The platform offers access to real estate crowdfunding. To date, more than EUR 210M have been invested through the Raizers platform.

Financial Analysis

The platform does not publish its annual reports and historical loan books, although sophisticated statistics of the past are publicly available. Raizers’ annual reports are available on the official sources, however, the latest available annual report is for 2019. Analyzing the 2019 ratios, the platform’s liquidity was good, but the quick ratio lowered compared to 2018. Raizers’ return on assets was low, which means the platform did not use its assets efficiently. The platform is more equity financed rather than debt, which can be not a common sign for financial institutions. Because it is cheaper for financial institutions to finance by debt.

Conclusion

Raizers, a French crowdfunding platform with the promised return of 10% on average with the option of investing in two loan types: real estate loans and equity crowdfunding. There is information about the team, which is made of experienced professionals. The team’s experience brings transparency and trust to the platform. The platform offers autoinvest feature to investors. Personal guarantees and collateral to the payment of loans are offered as well. The platform does not share its annual reports and historical loan books. There is the 2019 annual report available on the official sources, and it can be concluded that Raizers is equity financed and had good liquidity in 2019.

Raizers CEO

Grégoire Linder

Co-founder